Finding housing that fits your budget can be challenging. Housing is generally defined as affordable if it costs one-third or less of your income.

If you pay more, you’re not alone. Here’s where to look for affordable units with rents and maintenance costs that stay stable over time.

Rising rents and housing costs can make it hard to keep up with bills.

You may qualify for programs that help pay rent, utilities, and other housing expenses.

Renters

Homeowners

Facing the loss of your home can be stressful, but you don’t have to navigate this alone.

If you are at risk of eviction or foreclosure, there are programs and legal protections that may help you stay in your home and find a path forward.

You can get help paying for groceries by enrolling in a food benefits program.

Free food is available to all New Yorkers who need it.

You can learn about programs that provide free prepared meals to eligible New Yorkers.

For everyone

For children

For older adults

Health insurance plans

Health insurance can help cover doctor’s visits, medications, and assistive devices like hearing aids or glasses. If you don’t qualify for coverage through your workplace, there are other options that may fit your budget.

Free or low-cost Sign up for Medicaid if you have a low income or a specific health need, like a disability. › For children Sign up for Child Health Plus if your child needs health insurance and doesn’t qualify for Medicaid. › For seniors or people with disabilities Sign up for Medicare if you're 65 or older or have a qualifying disability. ›

Navigating your options

Choosing a health plan can feel overwhelming. Trained specialists can help you find a plan, check your eligibility, or renew your coverage.

Medical debt isn’t the only option for uninsured New Yorkers who need health care. If you don’t qualify for health insurance or missed the enrollment deadline, you may still be able to get affordable care with transparent pricing.