You may be eligible to sign up for health insurance for 2019 through options made possible by the Affordable Care Act.

In New York, the open enrollment period ended on January 31st, 2019. After the January 31st deadline, you might be eligible to sign-up for no- or low-cost health insurance throughout the year.

The GetCoveredNYC program can help New Yorkers find out what options are available to them that will fit their budget.

A GetCoveredNYC specialist can help you:

  • Understand your eligibility
  • Connect you with free in-person assistance
  • Make an appointment with an enroller

Online

Visit the NY State of Health website.

By Phone

Call 311 for assistance.

You should have access to the following information when meeting with an in-person assistor:

  • Name, address, birth date, and social security numbers of all applicants
  • Immigration document numbers (if applicable)
  • Employer and income information of all applicants (or any documentation showing unemployed status, if applicable)
  • Health insurance policy numbers of any applicants that are already insured

The following persons can be included on your application:

  • Yourself Your spouse
  • Your partner who lives with you
  • Children you are caring for, who are living with you
  • Anyone included on your federal income tax return

If you have enrolled in a health plan by the 15th of the month, your health insurance coverage will begin on the 1st of the following month.

If you have submitted a health insurance application through an in-person assistor, you should contact the assistor directly to find out status of your application.

If you have submitted a health insurance application on your own (or through an assistor whose name you cannot recall), you can get application status from the New York State of Health hotline.

  • Agency: New York State of Health Hotline
  • Phone Number: (855) 355-5777
  • Business Hours: Monday - Friday: 9 AM - 5 PM

Starting in 2019, consumers will not be required to pay the financial penalty fee for not having health insurance coverage.

However, if you were uninsured in 2018 and did not pay the penalty fee when filing taxes for the year, you may be advised to pay the penalty.

The penalty for not having health insurance coverage is calculated based on:

  • Individual income
  • Family size
  • Number of months being uninsured

There are exemptions to the penalty. An in-person assistor can help figure out what the penalty may be and if you qualify for an exemption.