Need something else?

You can get information about grants and repair loan programs for small homes and apartment buildings. These programs help owners of residential buildings improve their properties.

Grant and Loan Programs include:

  • Neighborhood Housing Services Home Repair Program
  • Senior Citizen Home Assistance Program (SCHAP)
  • Multifamily Housing Rehab Program (formerly known as Article 8A)
  • Participation Loan Program

You can also get information about free minor home repair assistance for income-eligible homeowners or tenants ages 60 or older.

Information and assistance is available to owners of one- to four-family homes located in New York City about how to get low interest loans to improve their properties.

Online

Learn more about home improvement repair loans.

By Phone

Call 311 for assistance.

Through the Senior Citizen Home Assistance Program (SCHAP), the City provides loans to make necessary home repairs in order to improve living conditions and prevent housing from physical deterioration. Loans of up to $30,000 for a single-family house and up to $25,000 per unit for a two- to four-family house are available.

This program is available for low- and moderate-income seniors 60 and over who own and occupy one- to four-family homes.

You can learn more about SCHAP and get assistance with the program.

Online

Learn more about SCHAP.

By Phone

Call 311 for assistance.

Request a Brochure about SCHAP

You can get a brochure about the Senior Citizen Home Assistance Program (SCHAP) by mail.

Call 311 to request a paper copy.

You can get information about free minor home repairs for low- or moderate-income homeowners or tenants age 60 and older. 

These repairs include: 

  • Minor plumbing 
  • Minor carpentry and electrical work 
  • Caulking and weather-stripping of windows and doors
  • Installation or repair of door locks and chains

Major work, such as the installation of a ramp, is not provided.

Depending on individual situations, some condominium or co-op owners may also qualify.

Services are provided by two non-profit organizations. You can contact the organizations for details on the assistance they provide:

  • Renters, homeowners, or qualified condominium or co-op owners can contact The Metropolitan Council on Jewish Poverty at (212) 453-9542.
  • Homeowners or qualified condominium or co-op owners can contact the New York Foundation for Senior Citizens at (212) 962-7655.

Types of Home Repairs Not Provided

Examples of the types of repairs that are not provided include:

  • Major renovations and ramps
  • Installation of air conditioners, ceiling fans, doors, or toilets
  • Fixing appliances
  • Boiler or furnace work
  • Room painting
  • Roof repairs

Grab Bars in Bathrooms

The Metropolitan Council on Jewish Poverty installs grab bars or assist railings in bathrooms. The New York Foundation for Senior Citizens does not.

Information and assistance is available about direct, low-interest home improvement loans for owners of one- to four-family homes located in New York City.

Online

Learn about low-interest loans for moderate to major home renovations.

By Phone

Call 311 for assistance.

Owners of private residential buildings can get information and assistance about low-interest loans to rehabilitate housing for low- to moderate-income households.

Online

Learn about low-interest repair loans to rehabilitate housing.

By Phone

Call 311 for assistance.

You can get information and assistance about rehabilitation loans to correct substandard or unsanitary conditions of multiple dwellings in New York City. You can also get information on how to prolong the useful life of these dwellings.

Online

Learn about rehabilitation loans for multifamily dwellings.

By Phone

Call 311 for assistance.

The Primary Prevention Plan is a program that provides grant money to owners of single and multi-unit apartments to lower the hazards from lead-based paint in residential properties.

Online

Learn more about grants for lead-based paint treatment.

By Phone

Call 311 for assistance.